Kavak, OsmanKavak, OsmanSakız, HalisSakiz, Halis2025-04-162025-04-1620251873-03881573-1782https://doi.org/10.1007/s10775-025-09732-8https://hdl.handle.net/20.500.12514/8468This study examined the relationships between financial aspects-scholarships, student loans, salary, and household income-and academic achievement of 931 refugee students enrolled in Turkish universities. Employing structural equation modeling, it explored the mediating roles of work motivation and financial literacy in the relationship between financial aspects and academic achievement. Findings revealed that scholarship and salary directly predicted academic achievement, the influence of student loan and household income varied, and work motivation and financial literacy mediated the relationships between financial aspects and academic achievement. Findings highlight the financial dynamics affecting refugee students, providing implications for policy and career guidance.en10.1007/s10775-025-09732-8info:eu-repo/semantics/closedAccessRefugee StudentsFinancial Aspects And ResourcesAcademic AchievementArticleQ3Q2WOS:0014565191000012-s2.0-105001520925